Our Operational Capabilities

At SUS CREDIT SERVICE, we specialize in a wide array of services that support the entire loan lifecycle – from the moment of application to post-default legal recovery. Our services are modular and scalable, meaning you can choose a single service like field verification or opt for end-to-end recovery and compliance management.

🔍 Pre-Disbursal Stage Services:

  • Field Verification (Residential/Business/Employment)

  • Creditworthiness & Background Checks

  • Document Authentication & Address Validation

🔄 Post-Disbursal Monitoring:

  • Customer Behavior Analysis

  • Early Warning Alert Generation

  • EMI Collection Follow-Ups

🔧 Loan Recovery & Collection Services:

  • Soft Recovery – Reminder Calls, Field Visits, Email Communication

  • Hard Recovery – In-Person Recovery, Skip Tracing

  • Legal Recovery Support – Legal Notices, Arbitration, Lok Adalats

🕵️ Risk & Fraud Management:

  • Skip Tracing – Tracing absconding defaulters via digital and on-ground intelligence

  • Fraudulent Application Detection

  • Verification of Co-applicants, Guarantors & References

⚖️ Legal Support Services:

  • Drafting and Issuing Legal Notices

  • Coordinating with Advocates for DRT & SARFAESI Cases

  • Documentation Support for Recovery Proceedings