Nature of Job Responsibilities

As a dedicated recovery partner, SUS CREDIT SERVICE handles all core responsibilities involved in maintaining and improving asset quality for our clients.

Delinquent Loan Account Collection

We handle the full cycle of recovery for overdue or NPA accounts through structured follow-ups, persuasion, and legal escalation when necessary.

Customer Status Reporting

We provide detailed and accurate updates on borrower status—whether reachable, unreachable, willing to pay, or absconding.

Daily Collection Reports (DCR)

Our teams submit comprehensive Daily Collection Reports that include:

  1. Total cases attended

  2. Payments collected

  3. Interaction notes

  4. Location & time-stamped reports

Weekly Audit Clarification Reports

To maintain transparency and compliance, we submit weekly audit reports with clarifications on:

  1. Pending accounts

  2. High-risk flags

  3. Audit observations

  4. Unresolved customer queries

Frequently Asked Questions

At SUS CREDIT SERVICE, we offer a comprehensive suite of services designed to support every stage of the credit lifecycle – from borrower verification and disbursal risk assessments to post-default recovery and legal coordination. Our services are tailored for banks, NBFCs, MFIs, fintech lenders, and other credit institutions aiming to minimize risk, reduce delinquencies, and streamline recovery processes.

We specialize in bank loan recovery, credit risk assessment, field verification, skip tracing, and legal recovery support for banks, NBFCs, and other financial institutions. Our services are designed to reduce NPAs, prevent fraud, and ensure compliance with regulatory norms.

Our services are tailored for:

  • Banks (public and private)

  • Non-Banking Financial Companies (NBFCs)

  • Microfinance Institutions

  • Fintech Lenders

  • Cooperative Banks

  • Credit Unions
    If you’re a financial institution that disburses credit, we can help you with recovery, verification, and risk mitigation.

Yes. We follow a strict code of conduct as per RBI and NBFC guidelines. All our recovery agents are trained in ethical and lawful recovery methods. We prioritize professionalism and legal compliance in every case.

We assist in the recovery of:

  1. Personal Loans

  2. Business Loans

  3. Gold Loans

  4. Two-Wheeler & Auto Loans

  5. Education Loans

  6. Credit Card Dues

  7. Unsecured and Secured Loans

Absolutely. Our skip tracing services are used to locate absconding or unreachable borrowers through investigative techniques, digital tracking, and field visits. This helps lenders trace defaulters and restart the recovery process.

We conduct pre-loan field verification of the borrower’s address, workplace, business premises, references, and income proofs. Our agents submit geo-tagged, time-stamped reports along with photos and status within 24-48 hours.

Yes. We provide complete legal recovery support, including:

  • Drafting and issuing legal notices

  • Coordinating with lawyers for DRT & SARFAESI proceedings

  • Representing institutions in Lok Adalats and Arbitration Tribunals

Yes. We have a robust field network covering Tier 1, Tier 2, and Tier 3 cities across India. Our central operations team coordinates with local field agents to ensure timely execution and reporting.

Yes. We understand every lender has unique needs. We offer modular and customizable service plans—you can choose specific services (like only verification or only recovery) or opt for full-spectrum solutions.

Getting started is simple. You can:

  1. Call us at: 044 35671112

  2. Email your requirement to info@suscreditservice.com

  3. Fill out the Contact Form on our website, and our team will get in touch within 24 hours.

Upon onboarding, we can begin verification within 24 to 48 hours and initiate recovery actions immediately after receiving the client’s authorization and case details.

Yes. We maintain complete confidentiality and data security as per industry standards. All information is securely stored and accessed only by authorized personnel, ensuring privacy and compliance.